Insurance is an IMPORTANT part of your vacation. It protects you before and after you depart on your trip.

There is a lot to consider and many of you have questions.  We have listed the types & details of insurance that could be available to you in this section.  Insurance is personalized to you, and we invite your questions and the opportunity to help you determine what is your best fit.

When you book a tour through Jolly Tours, CWT we will always ask you about your insurance coverage, and whether you need assistance with securing the right insurance for your personal and trip protection.  It is a reality of everyday life that unanticipated and unexpected events happen that alter your plans or ability to travel on your trip, and it is generally situations that are completely out of your control.

When you book travel through Jolly Tours, CWT your non-refundable deposits and balances are noted in the tour details and on your receipt.  Our policy should you need to cancel your reservation is found under our terms & conditions section.

Guests who do not elect to purchase Travel Insurance leave themselves unprotected from the date of non-refundable deposits and balances.

We offer the following products listed below through MANULIFE INSURANCE. They range in premium and are dependent on age, length of tour, and price of tour.  Insurance can be considered on a trip-by-trip basis, or in many cases an annual basis if you undertake more than one trip a year.

Should you have any questions, do not hesitate to contact us.

PREMIUM PROTECTION PLAN (PPP)

  • Family Rates available up to age 60
  • No Medical Questionnaire required
  • Cancel for Any Reason Benefit – 80% of Non-refundable amounts 7 days or more prior to departure, 80% of Non-refundable amounts capped at $2500, 6 days to 24 hours prior to departure.

The Manulife Premium Protection Plan is designed for residents of Canada who:
a) are covered with a government health insurance plan for the policy duration;
b) are age 74 or younger (at the time of purchasing the policy);
c) are travelling for a maximum of 30 days inclusive of any extension (including the date you leave on your trip and including the date you return home);
d) are listed as Insured Person(s) on the confirmation of coverage and
e) purchased the plan within 72 hours of making a deposit or initial payment on the trip travel arrangements.

This is a general summary only. For a full listing of benefits please read the policy as limitations and exclusions apply.

 

Benefit Summary

           Trip Cancellation    Sum Insured

           Trip Interruption     Unlimited

           Emergency Medical Up to $10,000,000 CAD

           Baggage Loss or Damage  Up to $1,500

           Baggage Delay        Up to $750

           Flight Accident        Up to $250,000 CAD

           Travel Accident       Up to $50,000

 

  • No age limit.
  • Family rates available for under age 60.
  • The all-inclusive plan offers the convenience of purchasing many coverages in one policy.
  1. No Medical Questionnaire required
  2. Unlimited Trip Interruption Coverage
  3. Baggage Loss, Damage – Up to $300 per item to a maximum of $1,500 for lost, stolen or damaged personal effects
  4. Baggage Delay – Up to $500 to buy necessary clothes and toiletries in the case of baggage delay
  5. Missed Connection – Up to $2,000 for same class transportation to catch up with the trip if your client’s flight schedule changes, causing a misconnection, and up to $350 per day for up to 2 days for hotel and meal expenses
  6. Delayed Return – Up to $350 per day (to maximum of $3,500) for hotel and meal expenses if a covered risk prevents a scheduled return

This is a general summary only. For a full listing of benefits please read the policy as limitations and exclusions apply.

Benefit Summary

           Trip Cancellation    Sum Insured

           Trip Interruption     Unlimited

           Emergency Medical Up to $5,000,000 CAD

           Baggage Loss or Damage  Up to $1,500

           Baggage Delay        Up to $500

           Flight Accident        Up to $100,000

           Travel Accident       Up to $50,000

  • For trips entirely within Canada.
  • No age limit.
  • Family rates available for under age 60.
  • No pre-existing condition exclusions.
  • The Canada all-inclusive plan offers the convenience of purchasing many coverages in one policy.
  • No Medical Questionnaire required
  • Unlimited Trip Interruption Coverage
  • Baggage Loss, Damage – Up to $300 per item to a maximum of $1,500 for lost, stolen, or damaged personal effects
  • Baggage Delay – Up to $500 to buy necessary clothes and toiletries in the case of baggage delay
  • Missed Connection – Up to $2,000 for same class transportation to catch up with the trip if your client’s flight schedule changes, causing a misconnection, and up to $350 per day for up to 2 days for hotel and meal expenses
  • Delayed Return – Up to $350 per day (to maximum of $3,500) for hotel and meal expenses if a covered risk prevents a scheduled return

This is a general summary only. For a full listing of benefits please read the policy as limitations and exclusions apply.

Benefit Summary

     Trip Cancellation       Sum Insured

     Trip Interruption       Unlimited

     Emergency Medical   Up to $5,000,000 CAD

     Baggage Loss or Damage    Up to $1,500

     Baggage Delay          Up to $500

     Flight Accident          Up to $100,000

     Travel Accident         Up to $50,000

  • For trips entirely within Canada.
  • No medical questionnaire.
  • Under age 60
  • Family rates available.
  • No pre-existing condition exclusions.

up to $5,000,000 CDN medical coverage plus access to multilingual 24/7 travel assistance for:

– To be referred to a doctor

– To have covered medical bills looked after

– To be brought home for medical attention, or

– To access our other assistance services in an emergency

-Arrangement of air ambulance services when necessary and arranged by the Assistance Centre

This is a general summary only. For a full listing of benefits please read the policy as limitations and exclusions apply.

Benefit Summary

           Emergency Medical   Up to $5,000,000 CAD

Medical questionnaire for Plan A, B or C qualification for over age 60

  • no age limit.
  • family rates available for under age 60.
  • this non-medical package plan is for those looking for a package plan to complement their existing travel emergency medical coverage.
  • Unlimited Trip Interruption Coverage
  • Baggage Loss, Damage – Up to $300 per item to a maximum of $1,500 for lost, stolen, or damaged personal effects
  • Baggage Delay – Up to $500 to buy necessary clothing and toiletries in the  case of baggage delay
  • Missed Connection – Up to $2,000 for same class transportation to catch up with the trip if your client’s flight schedule changes, causing a misconnection, and  up to $350 per day for up to 2 days for hotel and meal expenses
  • Delayed Return – Up to $350 per day (to maximum of $3,500) for hotel and meal expenses if a covered risk prevents a scheduled return

This is a general summary only. For a full listing of benefits please read the policy as limitations and exclusions apply.

Benefit Summary

           Trip Cancellation       Sum Insured

           Trip Interruption       Unlimited

           Baggage Loss or Damage    Up to $1,500

           Baggage Delay          Up to $500

           Flight Accident          Up to $100,000

           Travel Accident         Up to $50,000

  • no age limit.
  • this plan covers the risk of unexpected cancellation and interruption.
  • It does not include emergency medical coverage.
  • We recommend you ensure you have emergency medical coverage with assistance services available during your trip.

Some of the covered risks include:

  • Reimbursement of non-refundable pre-paid trip costs, up to the Sum Insured, when an unexpected medical emergency strikes you, your travelling companion or immediate family members, causing the cancellation or interruption of the trip
  • Travel advisories issued that affect your insured trip
  • Weather delays
  • Missed connection expenses due to a covered risk
  • Trip delay expenses due to a covered risk

This is a general summary only. For a full listing of benefits please read the policy as limitations and exclusions apply.

Benefit Summary

           Trip Cancellation       Sum Insured

           Trip Interruption       Sum Insured

UNDER AGE 60

  • No medical questionnaire required.
  • family rates are available.
  • annual medical plans available
  • up to $5,000,000 CDN in emergency medical coverage plus access to multilingual 24/7 travel assistance for:

– Covered medical provider expenses including those of a hospital, physicians and nurses

– Toll-free assistance centre to provide assistance and managed care

– Have covered medical bills pre-paid where available

– Arrangement of air ambulance services when necessary and arranged by the Assistance Centre

This is a general summary only. For a full listing of benefits please read the policy as limitations and exclusions apply.

Benefit Summary

           Emergency Medical   Up to $5,000,000 CAD

OVER AGE 60

Medical questionnaire for Plan A, B or C qualification

Offered to clients who are over 30 days old and up to age 29.

This coverage is also ideal for youths (under age 18) travelling in a group where chaperones are required. Chaperone coverage is available to a proportion of one (1) chaperone to five (5) youths. Chaperones must be under age 65 at time of application.

To be considered as a ‘chaperone’, you must be so appointed by the organization or the principal leader of the youth group to accompany youths in this group.

– No Medical Questionnaire required

This is a general summary only, for a full listing of benefits please read the policy as limitations and exclusions apply.

Benefit Summary

           Emergency Medical   Up to $5,000,000 CDN

           Air Flight Accident    Up to $100,000

           Worldwide Accident  Up to $50,000

           Baggage and Personal Effects         Up to $1,000

           Delayed Luggage      Up to $400

           Delayed Sporting Equipment          Up to $150

           Trip Cancellation       Up to Sum Insured

           Trip Interruption       Unlimited (Economy)

The Youth All-Inclusive Plan offers basic package insurance coverage for clients up to age 29. For more comprehensive coverage, consider offering the regular All-Inclusive Plan instead.

This is a general summary only. For a full listing of benefits please read the policy as limitations and exclusions apply.

Benefit Summary

           Emergency Medical   Up to $1,000,000

           Air Flight Accident    Up To $25,000

           Worldwide Accident  Up to $10,000

           Baggage and Personal Effects         Up to $500

           Delayed Luggage      Up to $100

           Delayed Sporting Equipment          Up to $150

           Trip Cancellation       Up to Sum Insured

           Trip Interruption       Unlimited (Economy)

 

The Youth Emergency Medical Plan offers basic Emergency Medical insurance for clients up to age 29. Note: Non-youth Emergency Medical Plan covers up to $5,000,000 for Emergency Medical Expenses.

This is a general summary only. For a full listing of benefits please read the policy as limitations and exclusions apply.

Benefit Summary

           Emergency Medical   Up to $1,000,000

Medical coverage extended to visitors to Canada for ages up to 85.

coverage limits available are $25,000, $50,000, $100,000 and $150,000.

$150,000 coverage is limited to travelers up to age 69. no medical questionnaire required; family rates are available.

please note: a $75 deductible applies to each claim under the visitors plans.

This is a general summary only. For a full listing of benefits please read the policy as limitations and exclusions apply.

Benefit Summary

           Emergency Medical   Sum Insured

CFAR – CANCEL FOR ANY REASON COVERAGE IS INCLUDED IN “PREMIUM PROTECTION” & “ALL INCLUSIVE” INSURANCE PACKAGES ONLY. 

What is CFAR and how does it work?

If you simply change your mind and no longer wish to travel you will still quality for some coverage.

– You MUST purchase your policy within 72 hours of your initial trip booking or before any cancellation penalties became applicable to be eligible for this.

– If you cancel your trip 14 days or more before the departure date shown on your confirmation, and you have All Inclusive Coverage, Manulife will pay up to 50% of the covered amount for the prepaid portion of your trip that is non-refundable and non-transferable to another date.

– If you have the PPP (Premium Protection Plan) cancel your trip 7 days or more before the departure date shown on your confirmation, Manulife will pay up to 80% of the covered amount for the prepaid portion of your trip that is non-refundable. From 6 days to 24 hours to departure, 80% of the non-refundable amounts capped at $2,500.

  • Medical questionnaire required for 60+
  • Family rates are available if all family members are under age 60
  • Up to $1,000,000 CND in emergency medical coverage for covid-19 and related conditions

– Coverage for expenses related to medical mandated quarantine

– Interruption Benefits for Level 4 Travel Advisory announcements after your departure date

UP TO $5,000,000 CDN IN EMERGENCY MEDICAL COVERAGE NOT RELATED TO COVID-19

ACCESS TO MULTILINGUAL 24/7 TRAVEL ASSISTANCE FOR:

– Covered medical provider expenses including those of a hospital, physicians, and nurses

– Toll-free assistance centre to provide assistance and managed care

– Have covered medical bills pre-paid where available

– Arrangement of air ambulance services when necessary and arranged by the Assistance Centre

This is a general summary only. For a full listing of benefits please read the policy as limitations and exclusions apply.

Benefit Summary

           Emergency Medical related to COVID-19   Up to the amount indicated in your policy

           Emergency Medical NOT related to COVID-19      Up to $5,000,000 CDN

           Quarantine Expenses Up to $2100 per person/$4200 per family

           Interruption Expenses          Up to $500

You can  quote and purchase insurance through Jolly Tours & Manulife directly on the link below :

manulife insurance


REMEMBER! Travel insurance is for the unexpected, NOT the known or expected. If you are aware of a medical condition or situation that may require you to cancel prior to your trip or during your trip, your insurance plan will likely not cover it. If you have any questions about your options, please contact us for assistance.